A strategy focused on the needs of the client.
Cape Cove also offers a variety of mutual funds from independent mutual fund firms.
Typically, most mutual funds offer portfolios with a mix of stocks, bonds and money markets and we look for the best asset allocation mix to correspond to our clients’ objectives. Cape Cove not only focusses on returns but for innovative core strategies that exceed the results of the financial market benchmarks.
Know Your Client (KYC) Process
Our recommendations are based on the “Know Your Client” (KYC) and suitability obligations. We update our clients’ data in order to provide them with investment advice tailored to their corporate, family and personal situation.
The essential facts we need to “know” generally include:
investment knowledge and needs
time horizon and objectives
financial circumstances (such as net worth, income and employment)
current investment holdings
risk tolerance and other relevant factors
With the suitability aspect being paramount, Cape Cove representatives take all the time to have a meaningful dialogue with the client to understand their needs and requirements. This involves a process of identifying the clients’ objectives in order to provide them with suitable investment solutions.