A strategy focused on the needs of the client.
Cape Cove also offers a variety of mutual funds from the largest independent mutual fund firms.
Typically, most mutual funds offer portfolios with a mix of stocks, bonds and money markets and we look for the best asset allocation mix to correspond to our clients’ objectives. Cape Cove not only focusses on returns but for innovative core strategies that exceed the results of the financial market benchmarks.
Cape Cove understands the importance of its clients’ needs and adapts by implementing personalized investment strategies such as tax planning when acquiring these mutual funds.
Cape Cove takes our role as “gatekeeper of the integrity of the capital markets” to heart.
Cape Cove takes our role as “gatekeeper of the integrity of the capital markets” to heart. The most important requirements for our dealership is the “know your client” (KYC) and suitability obligations. We take all reasonable steps to keep information current and we are obligated to establish clients’ identity and have sufficient information to recommend suitable investments.
The essential facts we need to “know” generally include:
investment knowledge and needs
time horizon and objectives
financial circumstances (such as net worth, income and employment)
current investment holdings
risk tolerance and other relevant factors
With the suitability aspect being paramount, our Representatives take the time to have a meaningful dialogue with the client to understand their needs and requirements. This is not only a “tick box” process but a thorough understanding of clients’ objectives to be able to recommend various investment and tax strategies.